ጉዞ የማይክሮ ፋይናንስ ተቋም
GuZo
Microfinance.
Your journey to growth.
Simple, fast, digital microfinance for Ethiopia's small businesses, youth and women entrepreneurs.
A little support. A bigger future.
Big ambitions.
Practical possibilities.
From your next business idea to your first home, find a financial path that moves with you.
0/7
Digital loan access
<0 min
Loan to your wallet
ETB 0M
Initial paid-up capital
0
Target: top MFI in East Africa
Why we exist
Vision & mission.
A clear direction: reach the people traditional banking tends to overlook.
Our vision
To be one of the leading microfinance institutions in East Africa by 2035, recognized for grassroots financial inclusion, technical innovation, and sustainable wealth creation.
Our mission
To empower underserved MSMEs, youth startups, and women entrepreneurs across Ethiopia with accessible, technology-driven credit, high-yield savings, and business development advisory.
Make your next move
Plan your loan.
A clearer picture of your monthly repayment.
Repayment period
Estimated monthly payment
ETB 4,584
Total repayment: ETB 55,008
Illustrative estimate only. Final terms depend on your credit assessment.
Small steps. Lasting foundations.
Your home, on the horizon.
A monthly savings plan for the future you imagine.
Home type
Saving period
Monthly contribution
ETB 120,426
over 5 years toward your 2-bedroom home
Guided by experience
The people behind Guzo.
Alem Hagos Yallew (PhD)
Consortium President
Economic & Fiscal Oversight
Ademe Zeyede Hailu (PhD)
Board Vice-President
Global Macro-Financial Governance
Thomas Zaza Lorato
Strategic Advisor
International Executive Experience
Dagnachew Tefera Regassa
Organizing Committee
Administration & Government Operations
Genanew Bekele-Worku (PhD)
Founding Member
Econometrics & Academic Leadership
Shambel Zinabu Tegegne (LL.M.)
Board Secretary
Legal & Compliance
Tesfaye Belete Hunde
Promoter
Trade & Operations Leadership
Tabor Shiferaw
Promoter
Technology & Digital Architecture
The Guzo journal
Our journey, unfolding.
A little clarity
Good questions.
Simple answers.
Micro-retailers, small processors, youth startups, women-owned cooperatives and small businesses across Ethiopia.
Not for instant micro loans or group solidarity loans. We use mobile money history, phone data and peer guarantees instead.
Eligible applicants can receive credit in their mobile wallet in under an hour.
Yes. Yellow-card holders can contribute monthly via mobile channels over 3, 4 or 5 years.
Go further with Guzo
Your journey.
In your pocket.
The GuZo app for Android and iOS.