About GuZo

An agile, technology-driven microfinance institution serving Ethiopia's missing middle.

Our vision

To be one of the leading microfinance institutions in East Africa by 2035, recognized for grassroots financial inclusion, technical innovation, and sustainable wealth creation.

Our mission

To empower underserved MSMEs, youth startups, and women entrepreneurs across Ethiopia with accessible, technology-driven credit, high-yield savings, and business development advisory.

What sets us apart

End-to-end digital ecosystem

App-centric delivery and instant digital credit scoring.

Donor & wholesale funding

Partnerships with global development organizations for affordable credit.

Diaspora housing pathways

Remittance-to-asset conversion with trusted developer partners.

Training-led risk management

Business coaching built into every lending cycle.

Promoters & governance

The people behind GuZo — a consortium of economists, executives, lawyers and technologists.

AH

Alem Hagos Yallew (PhD)

Consortium President

Economic & Fiscal Oversight

AZ

Ademe Zeyede Hailu (PhD)

Board Vice-President

Global Macro-Financial Governance

TZ

Thomas Zaza Lorato

Strategic Advisor

International Executive Experience

DT

Dagnachew Tefera Regassa

Organizing Committee

Administration & Government Operations

GB

Genanew Bekele-Worku (PhD)

Founding Member

Econometrics & Academic Leadership

SZ

Shambel Zinabu Tegegne (LL.M.)

Board Secretary

Legal & Compliance

TB

Tesfaye Belete Hunde

Promoter

Trade & Operations Leadership

TS

Tabor Shiferaw

Promoter

Technology & Digital Architecture