Our services

Simple financial tools to help you save, borrow and grow.

Receive credit in your mobile wallet in under an hour, scored with mobile money history — no traditional collateral.

Open a savings account instantly by mobile. No paperwork, minimum balance or hidden charges.

Joint-liability loans for merchant groups, youth associations and women-led cooperatives.

Short-term bridge loans for existing clients facing sudden working capital shocks.

Coaching in bookkeeping, financial reporting, governance and compliance.

Contractual monthly savings toward a home over 2, 3, 4 or 5 years.

Home ownership savings plans

Try the planner, or see all plans below (monthly, in Birr).

Home type

Saving period

Monthly contribution

ETB 120,426

over 5 years toward your 2-bedroom home